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My name is Ryan Brewer and my wife is Dawn. We have been married for 11 years and we did a whole lot of stupid things with our money. After many years of learning how to manage personal finance the hard way. We got serious and started paying off our debt. $65,000 paid off. Now that we are 100% debt free I am now helping others achieve what they think is impossible and helping them pay off their debt and live a debt free life. Because lets face it, being in debt sucks!!